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The information provided by Creditctr.com is intended for general consumer understanding and education in various credit repair and financial topics. All access to this site is voluntary and at the sole risk of the user.

This site is for consumer educational use only. Nothing contained in Creditctr.com is, should be considered, or used as a substitute for professional credit repair and financial advice. Our purpose is only to provide general credit and financial information that can help people in credit repair efforts and in financial management issues. This site does not constitute certified financial advice or information.

Because of the stated purpose of this website, you agree that the Credi-Care, Inc website does not constitute a service that targets any one community, group of users or business. Due to the site being designed for educational purposes only, you agree that the site does not constitute undertaking business in any specific area.

We encourage and advise users to seek the advice of a certified financial professional or other qualified credit repair professionals if there are any questions about personal financial issues or problems. Never disregard, delay or avoid seeking financial advice from a qualified financial professional because of anything you have read on this site, or third party sites.

We do not control, supply, operate, endorse, warrant or guarantee any information, products, services or merchandise that are not clearly identified as information that is supplied by Creditctr.com. We do not guarantee the accuracy or currency of any Acts, Laws or Rules contained on our site. We do not warrant or guarantee that any material available for downloading through our site or third party sites is free of infections or viruses, worms, Trojan horses or other computer code that contains destructive properties.

We do not guarantee or warrant against errors, omissions, delays, interruptions or losses including loss of data.

We reserve the right at any time to modify this site with or without notice.